5 Benefits of Using a Mortgage Broker for Your Refinance Journey
Refinancing your home loan can be a smart financial decision, particularly when interest rates are expected to drop. However, the refinancing process can also be complex and overwhelming, especially if you’re navigating the mortgage market alone. This is where a mortgage broker becomes an invaluable ally. Below, we explore five key benefits of working with […]
Understanding Home Loan Refinancing
A Guide to Saving Money on Your Mortgage Why Consider Refinancing Your Home Loan? Refinancing is becoming increasingly important for Australian homeowners looking to manage their mortgage costs effectively. With a changing interest rate environment, understanding your refinancing options has never been more crucial. Let’s explore what refinancing means and how it could benefit you. […]
Navigating Mortgage Challenges: How Tanti Financial Services Can Help
In recent times, many Australian homeowners have found themselves facing increasing financial pressure when it comes to managing their mortgages. The rising cost of living, coupled with consecutive interest rate hikes, has left many households struggling to keep up with their repayments. At Tanti Financial Services, we understand these challenges and are here to help […]
Conquering the LMI hurdle: Strategies for NSW First Home Buyers
Purchasing your first home in New South Wales is an exciting step, but navigating the financial landscape can be daunting. One significant upfront cost you’ll encounter is Lenders Mortgage Insurance (LMI). This insurance protects the lender if you, the borrower, default on your loan repayments. However, the burden falls on you, costing thousands of extra […]
LMI Waiver For Health and Medical Professionals
Discover how medical professionals are skipping the LMI and saving thousands on their home loans! Here’s how an LMI waiver can put money back in your pocket. Health and Medical Practitioners on the lookout for a home loan might be eligible for some perks, like discounted rates not available with standard home loans. This includes medical […]
The Risk Of Losing Your Home
As house prices spiral ever higher and interest rates test record lows, it has never been easier for anyone to borrow too much when buying a home and then suddenly find themselves struggling to meet the repayments. And the number of Australians in this situation is growing. Research by the University of NSW suggests the […]
Your Home Loan Future – Are You Prepared?
It’s hard to imagine taking out a home loan with an interest rate of 17% per annum or higher, yet that was the reality for homebuyers in the late 1980s and early 1990s. Back then it would have been just as hard to imagine home loan interest rates of less than 3% p.a. The point […]
Beat Mortgage Stress
Previously when applying for a home loan, banks would lend would-be homeowners a sum of money based on repayments being less than 30% of the borrower’s gross income. As interest rates fell in the early 90s and competition from non-bank lenders flourished, home loan providers relaxed this rule and increased the flexibility of loans generally. […]
Why ‘Low-Interest’ Is Causing High Interest In Property
Is it the right time to leap into the property investment market? With low interest rates and rising house prices, many investors are jumping on the property band wagon. This article explains why property is seen as a strong contender for investors, what to take into consideration, and encourages readers to seek advice from their […]