Are you looking to build wealth through property investment? At Tanti Financial Services, we understand that investing in property is a significant financial decision. We offer a range of investment loan solutions to help you kick-start or expand your property portfolio. Whether you’re a first-time investor or looking to grow your existing portfolio, our experienced team can guide you through the process.
An investment loan is a mortgage specifically designed for purchasing an investment property. These loans can be structured in various ways to suit different investment strategies. At Tanti Financial Services, we offer access to different types of investment loans, including:
Property investment can offer numerous advantages when structured correctly:
Portfolio Growth Potential
Flexible Investment Options
Financial Benefits
Investment property loans might be suitable if you’re:
At Tanti Financial Services, we make the investment loan process straightforward and transparent:
Personalised Guidance We take the time to understand your investment goals and financial situation to provide tailored advice and recommendations.
Wide Range of Loan Options
Professional Support
Streamlined Process We handle the paperwork and communication with lenders, making the investment loan process as smooth as possible.
Our experienced team understands the investment property market and can help you:
Ready to Start Your Property Investment Journey? Contact Tanti Financial Services today to discuss your property investment goals and explore our range of investment loan options.
Generally, you’ll need at least 20% of the property’s value as a deposit for an investment loan. However, some lenders may accept a 10% deposit with Lenders Mortgage Insurance (LMI). The exact amount required can vary based on the property type, location, and your financial circumstances.
Investment loans typically have slightly higher interest rates and may require a larger deposit compared to owner-occupier loans. They also often have different features and taxation implications. Our team can explain these differences in detail during your consultation.
Yes, you can use equity from your existing property as security for an investment loan, potentially reducing or eliminating the need for a cash deposit. We can help you calculate your available equity and structure your loan accordingly.
Interest-only loans can help maximise tax deductions and lower initial repayments, potentially improving cash flow. However, they typically revert to principal and interest payments after the interest-only period. We can help you determine if this option suits your investment strategy.
Yes, many lenders offer the flexibility to switch between fixed and variable rates, though this may incur fees and charges. We can help you understand the costs and benefits of making such changes.
Yes, you can have multiple investment properties with different loans, either with the same or different lenders. The key is ensuring your overall portfolio structure aligns with your investment strategy and serviceability requirements.
Additional costs typically include:
Investment properties can offer various tax deductions, including:
Insurance and council rates Note: Please consult your registered tax agent for specific advice about your situation.
We offer:
We can discuss our fee structure during your initial consultation. In many cases, our commission is paid by the lender, and we always disclose any fees upfront before proceeding.
Key insurance types to consider include:
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